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The reginald condominiums



*These units are available to those who earn NO more than 80% 

Maximum Income per household size





Households may request an application to be sent by email or mail from

Tuesday, March 1, 2022 – Monday, May 2, 2022 through the following methods:

To complete an online application, please complete the below request form:​



(english and Spanish versions)

After careful consideration and an abundance of caution, the City of Chelsea

has decided to cancel the in-person application distribution period.​


If you cannot complete the application online, please call us at  617 212 4658 to request

that we mail you one and to ask us for any guidance you might need to complete the application.


Online Applications must be completed by Monday, May 2, 2022


Fully completed paper applications must be submitted online or by mail to the following

address and must be postmarked on or before Monday, May 2, 2022


Attention: Roy Avellaneda Weichert Broker Realtor®
Roy.Avellaneda@Weichert.com 617 212 4658

Selection by lottery. Asset, Use & Resale Restrictions apply. 
Preference for City of Chelsea Residents. Preference for Households with at
Least One Person per Bedroom. Preference for First Time Home Buyers.

Free language assistance is available for those whose primary
language is not English or have limited English proficiency.

For more information or reasonable accommodations for persons with disabilities,
please call Roy Avellaneda Weichert Broker Realtor
® roy.Avellaneda@Weichert.com 617 212 4658

617 212 4658 | US Relay: 711 | Email: roy@metropolitanbre.com

Applications will also be able to pick up an application at the
Chelsea City Hall, 500 Broadway, Chelsea, MA 02150 - during business hours:

Monday 9am - 3pm Tuesday 9am - 6pm Wednesday 9am - 3pm
Thursday 9am - 3pm Friday 9am - 11am

​Deadline for completed applications by mail only:

Postmarked no later than Monday, May 2, 2022

Roy Avellaneda Weichert Broker Realtor® Roy.Avellaneda@Weichert.com

Weichert Realtors, Metro Boston RE, Broker #6982

490 Broadway, Somerville, MA 02145

Office : 617 425 6300   Mobile: 617 212 4658

Selection by lottery. Use & occupancy restrictions apply.

​Applications will not be reviewed until we reach the applicants in order of their preferences and lottery number.  We will send emails to applicants upon receipt of their applications. We will review applications to ensure they are completed correctly including indicating which preferences they are applying for and that the proper documentation has been submitted. 


Building Amenities: 

​Roof deck  Bike storage


Lottery Process:

​Applications will be distributed between the dates stated above. Applications will be made available online,
by mail, and in-person during the scheduled distribution times. Applicants that prefer to submit a hard copy
of the application (versus the online application) are required to mail the completed application back to

Roy Avellaneda Weichert Broker  Realtor® Roy.Avellaneda@Weichert.com

Weichert Realtors, Metro Boston RE  Broker #6982

490 Broadway, Somerville, MA 02145

Office: 617 425 6300   Mobile: 617 212 4658

The application must be postmarked on or before the application deadline date.
Applications will not be accepted by email.

1. Applicants who submit a complete application by the deadline will then be entered into the lottery. 

2. All applicants will receive an application number.

3. The application number is used for the lottery to keep the identity of applicants confidential.

4. Weichert Realtors, MBRE will then conduct a lottery and each applicant will then be assigned a lottery number (lottery #1 being first).

5. Following the lottery, we will then show the units to the top applicants based on the lottery number and preferences. At this stage, we will begin to request supporting documentation (paystubs, bank statements,
taxes, etc.). 

Please note that entry in the Lottery Drawing does not constitute qualification or eligibility.
Applicant's eligibility will be determined post lottery.


Preference Questions:

Do I need to be a resident of Chelsea to apply?

No, but Chelsea Residents receive a preference.

Who is eligible for the Chelsea Resident Preference?

​An applicant or co-applicant that, at the time of application is a documented full-time resident of the
City of Chelsea  

What do I need to submit for Proof of Chelsea Residency?

​"Chelsea Resident" shall mean any individual whose permanent and principal residence, where he or she normally eats, sleeps, and maintains his or her personal and household effects, is in the City of Chelsea.

If you are picked from the lottery, you'll be asked to provide two of the following to prove your
Chelsea residency. All certifications need to display your name and the Boston address. Bills need to
be dated in the last 60 days. If you submit false residency information, you'll lose your spot in the lottery.

A dated letter from transitional housing or a homeless shelter located in the City of Chelsea

Signed lease (At-will lease counts)

Mortgage/Property Tax statement

Car registration/insurance cover page

Renter's Insurance

Heating bill (Gas, Electric, Oil)

Cable/Data/Internet bill

City of Chelsea voter registration/Resident listing 

Cell/Landline phone bill

What is the household size preference?

​Households with at least one person per bedroom occupying the unit have preference over households with fewer than one person per bedroom. For example, a 2-person household applying for a 2 bedroom unit will
have preference over a 1-person household applying for a 2-bedroom. 

We are excepting to have a baby in a few months,
can we count the baby towards our household size?

No. Unborn children do not count as a household member.


Income Questions:

Do I need to submit paystubs and supporting documentation
(bank statements, taxes, etc.) with the application?

No. The only items needed at this time is the Chelsea Planning & Community Development
Department application.

What if I were to purchase the unit, and receive a job promotion or earn more money in the future?

​After purchasing an affordable unit, households can earn as much income and become as financially successful as possible. However, the affordable unit must always be owner-occupied.

How is my income calculated?

​The household income is calculated based on the gross income of the household. Commissions,
bonuses and other regular payments are included and considered part of the gross annual income.
Individuals may use the Income Calculation Package to get an idea of what their current annual income
is and how it is calculated. This package includes instructions, a worksheet, a manual form, and examples.
(The Zip folder will download directly to your computer.) Note that the Income Calculation Worksheet is intended for informational purposes only. Calculation results do not constitute approval for affordable housing.

I didn't file taxes last year. What do I need to provide?

​Individuals or households who did not file taxes must provide a verification of non-filing from the IRS in lieu of
a tax return. To obtain the verification of non-filing, applicants should fill out a 4506-T form and file it by mail
or hand-deliver it to an IRS office. The IRS will mail back a letter of verification which must be provided with
the income materials given to the marketing agent. See the IRS website to download a 4506-T form.

I received a pay raise between the time I picked up an application and the time
I was income certified and now I am over the income limit. What do I do?

​Income is calculated at the time the marketing agent submits an applicant’s information to the BPDA,
not during the application process or at the time of the lottery. Eligibility must be maintained from the
time of the application pick up until after income certification verification by the marketing agent
and the BPDA. Unfortunately, if an applicant’s income is over the income limit,
the applicant will not be eligible for the particular unit for which they applied.

I have children in school/college, how does this affect my application?

Income from children in school/college under the age of 18 is not considered towards the
income of the household.

Are student loans considered income?

​Student loans are not considered income and may not be used to income qualify.

I am separated from my spouse, does this affect my application?

​Legally married couples shall both be considered part of the household, even if separated.
Applicants with additional questions regarding this policy must speak with the marketing agent/seller.

I am a full-time student, am I eligible?

​Full-time undergraduate students age 18 and over are not eligible to purchase or rent unless
they are co-buyers/co-tenants with an immediate family member who is a non-full time student. Full-time graduate students without income are not eligible unless they are co-buyers/co-tenants with an immediate family member who is a non-full time student. The BPDA's determination of full-time student status will be final.

I've heard that there is an asset cap. What is the cap?

​The asset cap applies to households who are interested in renting or purchasing an income-restricted/affordable home. For units targeted to households at or below 80% of Area Median Income, the combined total assets of the household cannot exceed $75,000. For a household applying for a unit above the 80% income category, the combined total assets of the entire household cannot exceed $100,000. All liquid assets and real property are counted towards the cap except government approved college savings accounts, HSA accounts, and qualified retirement plans such as 401(k) plans, other IRA’s, Keogh plans, and pension plans, unless they are being liquidated to purchase a property. Applicants for affordable rental units can exceed the asset limitations if all of the household members are over the age of 65 years. In this instance, a household can have combined assets, including all retirement funds, of no more than $250,000. Real estate is valued by the current assessed value of real estate by the municipality or county. An individual’s actual equity in real estate is not considered.

I would like to appeal a decision regarding income or asset eligibility. How do I appeal?

​The BPDA determination of income eligibility is based on material provided by each household,
is administrative in nature, and therefore final when made. Applicants may seek an informal hearing
on factual disputes by mailing a written request to BPDA Housing Compliance, One City Hall Square,
Chelsea, MA 02201. Please note hearings will be held only upon recommendation of BPDA’s
General Counsel so not all requests will result in appeals.


Mortgage Questions:

Do I need a mortgage pre-approval to apply?

Yes, you do need to submit a mortgage pre-approval with the initial application.

Can I have a co-signer on my mortgage?

No. Only household members who will live in the unit can sign the deed and/or mortgage.

Can I receive a gift for down payment?

Yes. You may receive gift money from someone outside of your household.
However, all gift money is counted towards the asset limit.

Do I need to use a specific bank or lender to get a mortgage pre-qualification?

​You may use any bank or lender for a mortgage pre-qualification.

We recommend the ONE mortgage & Mass Housing mortgage program for first-time homebuyers:




Additional Questions:

What is my Application Number and Lottery Number?

We will mail a letter to all Applicants entered in the Lottery Drawing providing their unique application Number.  We will mail out a second notification letter after the lottery has taken place. The lottery number is assigned by the Chelsea Fair Housing Commission, who conducts the Lottery Drawing. Per the Chelsea Fair Housing Commission guidelines, applications will be sorted by bedroom size and income level, then for preferences, followed by the lottery number.  An Applicant’s “rank position” is determined by a combination of all the sorting factors – not just the Lottery Number.  If you would like to know your “rank position” please feel free to send an email inquiry – including your Application Number and Lottery Number to info@reginaldcondos.com We will do our best to reply to emails within 48 hours.

When is the lottery?

​The lottery date will not be scheduled until after the application deadline. The lottery is scheduled with the
City of Chelsea Fair Housing & Equity Office and the lottery date is typically held 4-5 weeks after the application deadline. All applicants will receive notification of the date, time, and location of the lottery, as well as their application number. The lottery will be open to the public.

Do I have to attend the lottery?

No. All applicants will be notified of their lottery number after the lottery. 

When will I be contacted? 

​We will begin contacting only the top applicants following the lottery drawing. 

Can I rent out my unit?

​You must agree to live in this property as your principal place of residence.
In no event are you allowed to rent the property.

Do I have to enroll in a First-Time Home Buyer Course?

​Buyers are not required to enroll in a First-Time Home Buyer Course for this lottery.  

How much can I resell my affordable condo for?

​Per the affordable housing covenant:
3. Covenant; Maximum Resale price The Owner covenants that the Premises, or any interest therein. shall not be sold, conveyed,
assigned or otherwise disposed of, for consideration in excess of the Maximum Resale price as defined below, but may be sold
for less than the Maximum Resale Price in order to be available to an Eligible purchaser.  Consideration shall include the aggregate
value of all money, property and services of every kind given or paid by the purchaser to or for the benefit of the Owner in
connection with the transfer of the Premises, including any consideration paid for any other real property or personal
property conveyed by the Owner to the purchaser.

The "Maximum Resale Price" for the Premises as of a given date shall be the sum of:
a) the purchase price for the Premises specified in the Deed, increased three percent (3%) per annum. compounded annually;
b) plus, the actual cost of bedrooms added to the Premises;
c) plus, the actual cost of bathrooms added to a Premises containing three or more
d) plus, the actual cost of other capital improvements made to the premises, provided that, such amount shall not exceed one percent, per year, Of the price paid for the Premises, by Owner from time to time.The cost of capital improvements shall be included in the Maximum Resale Price if, (i) the improvement is considered to be a "capital" improvement Within the definition of the Internal Revenue Code; (ii) the improvement complied with all pertinent statutes, ordinances and regulations at the time such improvement was made, and (iii) the cost Of such improvement has at the time Of resale.

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